Why wait around for money if you don’t have to?

Let us introduce you to the world of real-time payments.

Transform your business operations with Lüt’s real-time payment (RTP) offering. Our RTP solution excels in scenarios that demand immediate payment and instant liquidity. Unlike traditional ACH transfers that take 1-3 business days, RTP processes payments in seconds, operating continuously including weekends and holidays. This eliminates float periods and provides immediate payment finality for both sender and receiver.

Drive in the fast lane 24/7

Send funds instantly

Looking for a way to disburse funds faster without the inherent delays associated with ACH? Let us hook you up with one of our banking partners who supports Lüt’s real-time payments offering, the perfect way to make a payment in a pinch.

Receive funds instantly

In a regulated industry that can’t leverage the card networks? Looking for an alternative to get paid instantly? Lüt can help you get paid instantly as long as your customer has one of the 40% US bank accounts that support Request for Payment technology. And with more and more banks adding RFP technology each year, just kick back and let your ability to receive instant payments expand without having to lift a finger.

Experience the benefits of real-time money movement

Emergency Disbursements

Insurance claims, payroll corrections, and urgent vendor payments require immediate processing to maintain business relationships and operational continuity.

Marketplace Transactions

E-commerce platforms and gig economy businesses need instant seller payouts to remain competitive and ensure participant satisfaction and retention.

Cash Flow Optimization

Manufacturing and retail businesses benefit from immediate payment receipt, improving working capital management and reducing financing costs significantly.