PEACE OF MIND and NO NSF FEES. EVER.
Lüt is the industry's first closed-loop platform for seamless,
cashless payments and a unique customer loyalty model.
GOING CASHLESS HAS BEEN ROUGH... UNTIL NOW.
Meet Lüt, the dedicated closed-loop payments processor for merchants and consumers.
Closed-Loop
More than app, Lüt is an experience

Good Funds
Good Funds model means no more NSF or fees

Everyone Wins
A unique business model rewarding partnerships

We can't be shut down
CLOSED-LOOP, GOOD FUNDS
Heard it all before? Go ahead and call us out, we're happy to talk you through it.
That's Lüt.

It's simple, secure and convenient.
MODERN WITH YOU IN THE KNOW
Lüt Business is your portal for better reporting, analytics, customer services, campaigns, and much more.


Instant transactions
Personalized insights
Real-time alerts
Earn on every Spend
Lüt mobile was built for ease-of-use and engagement. Joint campaigns or or go at it alone, we got you covered.
BUILDING LOYALTY TOGETHER
WHY LÜT?
Designed for the experience, built for security and transparency so you have freedom over your money.
Safe
Increase safety with reduced need for cash
in stores and no-cash deliveries
Elevated Experience
Smooth transactions with easy,
intuitive mobile app
No Hardware
No wait time or added expense to
begin using in store
Fast Settlement
Settlement in 24-48 hrs
Easy Promotions
In-app promotions to keep your
customers in the know
Modern Dashboards
Reporting & Analytics to better
inform your decisions
LOOKING FOR PEACE OF MIND AND LOYAL CUSTOMERS?
How does Lüt help me grow my business?
Lüt helps businesses grow by creating loyal, high-spending customers. It boosts customer visits and spending with fast, secure, hassle-free payments that earn cash-back rewards on every purchase. You can also engage with new and existing customers with exclusive deals and discounts you offer directly on the Lüt app.
How do Lüt transactions work?
While the clerk totals the transaction, the customer opens their Lüt mobile app and click on the icon to generate a unique QR code. The clerk scans customer QR code and completes the transaction.
Why should my customers use Lüt?
You can increase your business revenue by promoting Lüt and the exciting Lüt PayDay benefit, where customers earn cash back on every purchase, every Friday. Lüt users tend to visit more frequently, make larger purchases, and enjoy a smoother payment experience, which leads to more visits and higher sales.
Does Lüt integrate with my POS?
No integrations with your POS are needed with the Lüt mobile payment app. Once you have totaled the transaction, all you need to do is enter the transaction amount on your Lüt Terminal app and then scan the uniquely generated QR code on your customer's mobile device.
What is a Good Funds model?
A good funds model makes sure the money for a payment is available before the transaction goes through. This way, the payer has enough money in their account at the time of purchase, so there's no risk of bounced payments or fees for not having enough funds.
How do I get started?
The onboarding process with Lüt is fast and easy. The main factor affecting the process is how quickly you're able to provide the required documentation for compliance review. To help, you'll have access to dedicated onboarding specialists who can work with you to make sure you're up and running within days, not weeks.