Modern Payments for the Modern World
One platform for card processing, real-time payments, and revolutionary mobile payments, engineered for the realities of today's commerce.
Traditional card networks, real-time technology, and proprietary payment infrastructure working together, giving your business what it needs to meet almost any payment need.
As Seen In
Three Powerful Pillars.
One complete ecosystem.
More than a payment processor. Lüt is a complete payment ecosystem built for speed, flexibility, and reliability.
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Card payments
Competitive interchange-plus rates, white-glove service, and underwriting expertise across mutiple merchant categories.
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Real-time payments
Instant, irrevocable settlement built on modern payment rails. No waiting 5-7 days for funds. No chargeback exposure. No ACH return delays.
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Mobile payments
A cashless solution that reaches customers wherever traditional card acceptance falls short.
No business should be turned away from
modern payment infrastructure.
It's not just payment processing, it's growth unlocked.
A Proven Solution for Your Business Model
From first transaction to full-scale growth, get infrastructure, expertise, and support built to go further than traditional processors.
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Banks & financial institutions
Modernize your payment rails. Offer real-time settlement to business clients and expand your product suite without costly infrastructure overhauls.
ACH-dependent businesses
Reduce return and chargeback exposure. A real-time payment layer gives ACH-dependent businesses a faster, more secure alternative, without the delays, return fees, and chargeback risk.
In-Store & Ecommerce
Reliable service, competitive card processing, mobile point-of-sale, and real-time payments, all in one place. From brick-and-mortar retail to fast-casual dining, fair rates and faster settlement help keep cash flow healthy.
Specialty & Regulated Businesses
A stable, compliant payment platform built specifically for regulated and cash-intensive industries, independent of standard card network restrictions.
Ways to Lüt
Lüt Reserve
Increase transaction volume with a 100% cashless system, in-store and online. Guaranteed funds mean no NSF risk, and built-in customer rewards keep shoppers coming back.Ditch the cash and get cash back. Earn on every purchase by reviewing merchants, and get paid every Friday via Lüt PayDay. No debt required.
Lüt Turbo
Billing, e-commerce, and invoicing consolidated into one bank-backed platform built for growing and emerging B2B businesses.
Experience that matters
Retail
Retailers can process traditional card transactions while building customer loyalty through a pre-paid store-card like experience within the Lüt mobile payments app.
Specialty & Regulated
Regulated and cash-intensive businesses get compliant payment solutions that reduce cash handling across in-store and online transactions.
Municipalities
Public sector organizations can consolidate payment collection into a single platform with a comprehensive view of collections across the entire municipality.
Franchise
Standardized, reliable card payment solutions with pre-negotiated pricing bring peace of mind to franchisers, allowing them to focus on growing their business.
Online Gaming
Online gaming platforms get instant deposits and withdrawals, with built-in safeguards that reduce fraud and chargeback risk built.
ISVs
Independent software vendors can embed payments directly into their platform, giving customers a seamless checkout experience without the cost or complexity of building it in-house.
Broader merchant coverage to accelerate portfolio growth.
Quit leaving money on the table because certain merchants are too hard to place. Grow revenue across a broader range of merchant types with one comprehensive mix of payment solutions.
