Accepting cards is table stakes—why stop there?

The world of payments is changing. Don't be left behind.


Every merchant deserves a payment processor that can provide access to both traditional card processing and modern payment solutions - all in one place.

  • Card payments
  • Real-time payments
  • Mobile payments
  • Superior service
  • Competitive pricing
  • Industry expertise

Join the modern payments revolution

Start with the basics

Whether you're running a brick-and-mortar store, online business, or mobile operation, Lüt can hook you up with traditional card processing to address the particulars of your business at an attractive price with superior service. Our robust, reliable, and secure processing platform accepts all major credit and debit cards with support for chip cards, contactless payments, and mobile wallets like Apple Pay and Google Pay. With 99.9% uptime and lightning-fast transaction speeds, you can count on us to keep things running. 

Are the delays of ACH processing giving you a headache? Do you need the ability to send and receive funds instantly? Our real-time payment solution delivers instant, irrevocable funds transfers all day, every day. That’s just what the doctor ordered for businesses that need faster access to working capital or instant payouts of accounts payables or customer refunds. Stop waiting around for your money and quit making others wait around for theirs. Join the real-time payment revolution and feel the difference. 

Instantly move funds when you need to

Build customer loyalty with Lüt's game-changing mobile payments app

Thought the benefits of a store card program were out of reach for your business? Pre-paid cards too much of a hassle? You're in luck because Lüt’s revolutionary mobile payments app was designed to help every merchant – both big and small – grow their business by attracting and retaining loyal customers.

Don't pay more and settle for less

Your payment statement shouldn't be a mystery novel

Scratching your head trying to decipher all the fees and charges on your monthly payment processing statement? Let us end the suspense with transparent pricing and no hidden fees.


Lüt’s interchange-plus pricing model allows merchants to get the best rates possible, often saving them 15-35% compared to their current processor.

Outstanding service shouldn't be an afterthought

We won't give you the runaround when you call to discuss what's going on with your payments. You will speak with knowledgeable representatives who understand your business.


We can't guarantee that nothing will go wrong, but we pledge to address any issues you encounter with tenacity and a commitment to making things right.

Payments shouldn't be a source of anxiety

Payments are the lifeblood of every business. You can’t afford to have your payment processing go down during peak business hours or to have your customers’ data compromised or stolen.


At Lüt, our solutions rely on end-to-end encryption to secure every transaction, and we adhere to the toughest security standards and protocols available in the payments industry.

“It turns out we’ve been flushing money down the drain for 15 years. Switching to Lüt is going to save our local diner 32% on monthly processing fees. That will instantly translate to a better living wage for our employees while allowing us to invest in much-needed upgrades to our restaurant equipment.”
– Restauranteur, Upper Michigan Peninsula