Our next-generation mobile app offers seamless, secure mobile payments for always-on people looking to get rewarded for their business without the risk of going into debt.
Fast, Secure Transactions
Biometric security and advanced encryption keep your funds safe and your payments protected.
Mobile Peace of Mind
Make instant payments anytime, anywhere Lüt is accepted, with total peace of mind.

Stackable Savings
Marry cash back on every purchase with merchant-funded offers to amplify your savings.

Lüt PayDays
When you use Lüt to store, review, spend, you earn cash back in your account every Friday.
Share your experience to boost your rewards
Load your wallet
Instant loads available depending on where you bank
Make a purchase
Present your QR code to pay the merchant
Review the merchant
Rate the merchant and enter a comment
Earn status points
Earn points for every review you submit—regardless of the rating you give
Build your status
Progress from Silver to Platinum—earning more along the way
Get cash back
Get cash back every Friday on Lüt Pay Day and do with it as you please
Save on promotional offers without the need to opt in
Browse
Look for "Offers Near Me" on your Lüt Home page
Earn
No opt in required to automatically earn your savings
Buy
Present your QR code to pay the merchant
Receive
Get paid all accrued savings every Friday on Lüt PayDay
Become a Lüt Ambassador
At Lüt, we believe loyalty is a two-way street.
Make five transactions to earn a one-time thank you bonus and unlock the potential to earn long-term passive income by referring others to download and use the Lüt app.
